Service Charges and Fees

Listed below are fees charged by the credit union for various services.

Effective September 1, 2010

Share Draft / Checking

Minimum Balance

NONE

Monthly Service Charge

NONE

Checks, Retiree’s with Direct Deposit

FREE

Temporary Checks, FREE at account opening

$5

Copy of Share Draft / Check

$2

Stop Payment, single item

$15

Stop Payment, consecutive items

$30

Non Sufficient Funds

$30

Overdraft Advance, Courtesy Pay

$30

Third Party Return Item

$20

Check Cashing, non members

$10

ATM / Debit Card

Debit Card

FREE

Debit Replacement Card

$5

ATM / Debit Withdrawal (1st 10).

FREE

ATM Withdrawal, per withdrawal

$1

ATM Deposits and Transfers

FREE

ATM Deposit Adjustment

$10

ATM Empty Envelope

$50

ATM Withdrawal – International

$5

Electronic Services

Blue Chip FCU Online

FREE

Teller 24

FREE

Bill Payer

FREE

VISA Card

Annual Fee

NONE

Late Fee

$25

Lending

Consumer Loan Application

FREE

Home Equity Loan Application

$25

Late Fee

$30

Other Fees

Incoming Wire

FREE

Outgoing Wire, domestic

$20

Outgoing Wire, international

$35

Western Union, quick cash – domestic

$25

Western Union, quick cash – international

$40

Notary Service

FREE

Incorrect Address, monthly

$2

Escheat Account

$20

Account Closure, within 90 days

$15

IRA Closure

$20

Account Reconciliation, per 30 minutes

$20

Money Order

$3

History Printout

$2

Statement Copy

$5

Dormant Account, after 12 months

$5