| General Account |
| No Address Fee (Ongoing) |
$1/month |
| Current Statement Printout |
$2 |
| Copy of Prior-Period Statement |
$3 |
| Account closed within 90 days of opening |
$10 |
| Re-open account within 6 months of closing |
$10 |
| Dormant Account Fee (ongoing) |
$1/month |
| Low Account Balance Fee (after 3 months) |
$1/month |
| Check cashing for non-members (with prior permission from member) |
$10 or 1% total, whichever is higher |
| Third Party Return item |
$20 per item |
| Notary service (selected services for members only) |
FREE |
| Non-sufficient Funds (Deposit, S/D, ATM, ACH) |
$25 per return |
| Overdraft Advance (Courtesy Pay) |
$25 per item |
| IRA Closing |
$15 |
| Money orders |
$1 |
| Outgoing wire transfer-domestic |
$15 |
| Outgoing International wire transfer |
$30 |
| Western Union Quick Cash - domestic |
$20 |
| Western Union Quick Cash – international up to $500 |
$30 |
| Western Union Quick Cash – international over $500 |
$30 plus 2% of principal over $500 |
| Share Draft/Checking |
| Stop Pay – single item |
$5 |
| Stop Pay – consecutive items |
$10 |
| Copy of Draft |
$3 |
| Temporary Checks (more than 4) |
$5 per sheet |
| Box of Checks - retired and on direct deposit (max 2 boxes an order) |
FREE |
Account reconciliation (1st time free)
Min. 30 minute charge |
$25 per hour |
| ATM/Debit Card |
| Enrollment Fee (waived with 3 credit union services and/or direct deposit) |
$5 |
| 11 or more ATM cash withdrawals in a month (first 10 free) |
$1 per withdrawal |
| Deposits & Transfers |
FREE |
| International ATM withdrawal fee |
$5 per withdrawal |
| International Balance Inquiry fee |
$1 per inquiry |
| Replacement ATM Card (first time FREE) |
$5 |
| Second ATM Card - same card number |
$5 |
| Deposit Adjustment Fee |
$5 |
| Empty Envelope |
$50 per instance |
| Loans and VISA Credit Card |
| Vehicle Encumbrance |
Varies per State |
| Loan/Visa Late Payment Fee – after 15 days |
$20 |
| Real Estate Subordination Fee |
$25 |
| VISA Card Annual fee |
NONE |
| VISA Over-the-Limit fee |
$15 per month |
| Visa Non-Usage Fee (no purchase for 12 mos with or without balance) |
$10 annually |
| Online Banking and Bill Payer Services |
| CU Online (Internet Branch account access) |
FREE |
| CU By Phone (Teller 24) |
FREE |
| Bill Payer (requires share draft account) |
FREE |
| Bill Payer (requires share draft account) |
$7 |
| Return Check Fee – Bill Payer |
$7 |
| Merchant Return Fee – Bill Payer |
$7 |
