Consumer Loans

BCFCU strives to offer the “best” rates in the area. Interest is calculated using the simple interest method. There is no penalty for prepayment. The types of loans offered include:

• Vehicles (new and those up to 5 years old receive the same interest rate)
• Used Vehicle (older than 5 years)
• Recreational Vehicle
• Line or Credit
• Installment
• Share or Certificate Secured

Home Equity Loans

Both closed-end (up to a 180-month term) and Home Equity LOC are available at competitive rates. The Prime Rate is the index for these loans.

First Mortgages

Available through CUPS. Call BCFCU for more information.

VISA® Credit Cards

No annual fee. Low interest rate. Twenty-five day grace period. Balance transfers at a lower rate of interest.

Student and PLUS Loan

Offered to our members through PHEAA.