Rates Center Rates are subject to change at any time

Loans  |  Savings  |  Certificates  |  Calculators
Loans

Ask us about our Meet or Beat loan rate program on vehicles. We will do our very best to meet or beat any printed rate on a vehicle loan. Give us a call before you sign the loan papers.

BCFCU reviews credit history, work history, income and a current credit report when reviewing a loan application. The actual interest rate you receive will reflect your individual circumstances. We will offer you the best possible rate based on your qualifications.

Loan rates effective as of 08/25/2011

Vehicle Loans

Terms Rate
Up to 60 Months as low as 4.00%
72 Months as low as 4.50%
84 Months as low as 5.25%
120* Months as low as 6.45%

Additional discounts may apply. Contact Blue Chip FCU for details. Rate based upon vehicle age, term and credit score, and may differ from the rates shown above.

*120 month term for recreational vehicles only. Some restrictions may apply.


Share and Certificate Secured Loans

Closed-end Share or Share Certificate loans @ 3% above stated share or certificate dividend rate*

*If using more than 1 certificate, we will use the highest certificate rate. Additional discounts may apply. Contact Blue Chip FCU for details.

Closed End Home Equity Loan - 60 Month Term

80% LTV as low as 4.75%

Additional discounts may apply. Contact Blue Chip FCU for details. D and E paper will be considered for approval on an individual basis by the CEO, VP and/or the Executive Comittee.

LOC Home Equity

80% LTV as low as 4.00%

HELOCs are not subjet to additional discounts. These rates are based on the Prime Rate, and therefore are changed when the Prime Rate changes. Please contact us for more information.

5-Year Balloon Equity w/15 Year Amortization

80% LTV as low as 4.75%

Additional disounts may be available. Contact Blue Chip FCU for details. D and E paper will be considered for approval on an individual basis by the CEO, VP and/or the Executive Committee.

Personal Line of Credit or Installment Loans

as low as 9.25%

Additional discounts may apply. Contact Blue Chip FCU for details.

VISA® Classic Card

as low as 8.99%


Savings

Savings rates effective as of 08/27/2010

Savings Rates

Savings Type Minimum Balance APR*
Regular Shares^^ $5.00 .20%
Vacation Shares n/a .20%
Holiday Shares n/a .20%
Life Insured Shares n/a .15%
IRA Shares n/a .70%
Money Market Tiered Account $500.00 - $9,999.99 .40%
Money Market Tiered Account $10,000.00 - $49,999.99 .60%
Money Market Tiered Account $50,000.00 & Over .75%
Dividends are paid monthly on the average daily balance.
^^Minimum average monthly balance of $50.00 required to earn dividends.
*Annual Percentage Rate
Certificates

Certificate rates effective as of 08/27/2010

Certificate Rates

Share Certificate Term APR^ APY^^
Regular & IRA* 6 Month .40% .40%
Regular & IRA* 9 Month N/A N/A
Regular & IRA* 12 Month .69% .69%
Regular & IRA* 18 Month .80% .80%
Regular & IRA* 24 Month 1.00% 1.00%
Regular & IRA* 36 Month 1.39% 1.40%
Regular & IRA* 48 Month 1.79% 1.81%
Regular & IRA* 60 Month 2.09% 2.11%
*Minimum deposit for Regular Certificates = $500. Minimum deposit for IRA Certificates is = $1,000.
Additional rate increases may be available on certificates through our Member Loyalty Program. Contact us for details.
^Annual Percentage Rate
^^Annual Percentage Yield