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Rates Center Rates are subject to change at any time Loans
Ask us about our Meet or Beat loan rate program on vehicles. We will do our very best to meet or beat any printed rate on a vehicle loan. Give us a call before you sign the loan papers. BCFCU reviews credit history, work history, income and a current credit report when reviewing a loan application. The actual interest rate you receive will reflect your individual circumstances. We will offer you the best possible rate based on your qualifications. Loan rates effective as of February 1,2009 Motor and Recreational Vehicle Loans
Additional discounts may apply. Contact Blue Chip FCU for details. Rate based upon vehicle age, term and credit score,
and may differ from the rates shown above. Vehicles 6 years or older will have a higher interest rate.
*120 - 144 month terms are for loans of $50,000.00 or more, and will be done as 5 year Balloon Loans. Recreational vehicle loans will be 90% LTV or lower, based on credit score.
Share and Certificate Secured Loans *If using more than 1 certificate, we will use the highest certificate rate.
Additional discounts may apply. Contact Blue Chip FCU for details.
Closed End Home Equity Loan - 60 Month Term
Additional discounts may apply. Contact Blue Chip FCU for details. 120 month and 180 month terms also available.
LOC Home Equity
HELOCs are not subject to additional discounts.
These rates are based on the Prime Rate, and therefore are changed when the Prime Rate changes. Please contact us for more information.
5-Year Balloon Equity w/15 Year Amortization
Additional disounts may be available. Contact Blue Chip FCU for datials.
Personal Line of Credit or Installment Loans
Additional discounts may aply. Contact Blue Chip FCU for details.
VISA® Classic Card Savings
Savings rates effective as of November 1, 2009 Savings Rates
Dividends are paid monthly on the average daily balance.
^^Minimum average monthly balance of $50.00 required to earn dividends.
*Annual Percentage Rate
Certificates
Certificate rates effective as of November 1, 2009 Certificate Rates
*Minimum deposit for Regular Certificates = $500. Minimum deposit for IRA Certificates is = $1,000.
**Minimum deposit for 12 month Add-To-It = $100. Minimum for 24 month Add-To-It is = $250.
Additional rate increases may be available on certificates through our Member Loyalty Program. Contact us for details.
^Annual Percentage Rate
^^Annual Percentage Yield
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