Latest Rates

Current Savings Rates Savings rates effective as of 1/01/2016
Savings Type Minimum Balance APR*
Primary Shares^^ $5.00 0.25%
Share Draft^^ $5.00 0.05%
Holiday Shares n/a 0.15%
Vacation Shares n/a 0.15%
Escrow n/a 0.10%
IRA Shares n/a 0.45%
Money Market Tiered Account $500.00 – $9,999.99 0.25%
Money Market Tiered Account $10,000.00 – $49,999.99 0.30%
Money Market Tiered Account $50,000.00 & Over 0.35%

Dividends are paid monthly on the average daily balance.
^^ Minimum average monthly balance of $50.00 required to earn dividends.
*Annual Percentage Rate


 

Current Certificate Rates Certificate rates effective as of 1/01/2016
Savings Type Term APR^ APY^^
Regular & IRA* 6 Month 0.25% 0.25%
Regular & IRA* 9 Month N/A N/A
Regular & IRA* 12 Month 0.30% 0.30%
Regular & IRA* 18 Month 0.40% 0.40%
Regular & IRA* 24 Month 0.50% 0.50%
Regular & IRA* 36 Month 0.70% 0.70%
Regular & IRA* 48 Month 1.00% 1.01%
Regular & IRA* 60 Month 1.15% 1.16%

*Minimum deposit for Regular Certificates = $500. Minimum deposit for IRA Certificates is = $1,000.
Additional rate increases may be available on certificates through our Member Loyalty Program. Contact us for details.
^Annual Percentage Rate
^^Annual Percentage Yield


 

Vehicle Loan Rates Savings rates effective as of 2/13/2018
Terms Rate
Up to 36 Months as low as 2.99%
60 Months as low as 3.49%
72 Months as low as 4.25%
84 Months as low as 4.99%
120* Months as low as 7.99% (recreation vehicles only)

Additional discounts may apply. Contact Blue Chip FCU for details. Rate based upon vehicle age, term and credit score, and may differ from the rates shown above.
*120 month term for recreational vehicles only. Some restrictions may apply.


 

Share and Certificate Secured Loan Rates
Closed-end Share or Share Certificate loans @ 3% above stated share or certificate dividend rate.

*If using more than 1 certificate, we will use the highest certificate rate. Additional discounts may apply. Contact Blue Chip FCU for details.


 

Closed End Home Equity Loan – 60-180 Month Terms
80% LTV as low as 3.24%

Additional discounts may apply. Contact Blue Chip FCU for details. D and E paper will be considered for approval on an individual basis by the CEO, VP and/or the Executive Committee.


 

LOC Home Equity
80% LTV as low as 5.00%

HELOCs are not subject to additional discounts. These rates are based on the Prime Rate, and therefore are changed when the Prime Rate changes. Please contact us for more information.


 

5-Year Baloon Equity w/15 Year Amortization
80% LTV as low as 3.24%

Additional discounts may be available. Contact Blue Chip FCU for details. D and E paper will be considered for approval on an individual basis by the CEO, VP and/or the Executive Committee.


 

Personal Line of Credit or Installment Loans
as low as 7.99%

Additional discounts may apply. Contact Blue Chip FCU for details.


 

VISA® Classic Card
as low as 8.99%