Home equity loans & lines of credit

Your home is usually your largest asset. Put the equity to work with a home equity loan or line of credit.

When you borrow against the equity in your home, you enjoy a lower loan rate than traditional loans plus a higher loan limit. Home equity loans and lines are perfect for large medical expenses, major home improvements or repairs, large auto repairs, and recurring college or other education bills.

A home equity loan will give you a fixed amount of money with a fixed term and repayment schedule. A home equity line of credit will allow you to draw down funds then borrow again as you repay the balance.

Blue Chip FCU Home Equity Loan offers:
  • Low $30 application fee.
  • Closed end terms up to 15 years.
  • Also available with a balloon payment option after 5 years.
  • 80% LTV available.
  • Low fixed rates. View our rates page for current rates.
  • Credit insurance available to protect your payments.
Blue Chip FCU Home Equity Line of Credit offers:
  • Variable rate based on Prime.
  • 5 year draw period.
Apply for your Home Equity Loan or Line of Credit Today
dad and young son doing home improvements together
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It’s Time to Drive Away in the Perfect Automobile for You.

With extremely low rates and terms, whether you are buying a mini-van for your expanding family or a sports car for your empty nest, Blue Chip FCU can help put you in the right loan for your budget.

Apply for Your BCFCU Auto Loan Today