Fee schedule

Listed below are fees charged by the credit union for various services.

Effective April 1, 2017

Share Draft / Checking
Minimum Balance NONE
Monthly Service Charge NONE
Checks, Retiree’s with Direct Deposit FREE
Temporary Checks, FREE at account opening $10
Copy of Share Draft / Check $5
Stop Payment, single item $15
Stop Payment, consecutive items $30
Non Sufficient Funds $40
Overdraft Advance, Courtesy Pay $30
Third Party Return Item $20
Check Cashing, non members (Transaction done through drive-through) None
Cashier’s Check after 3 per month $3
ATM / Debit Card
Debit Card FREE
Debit Replacement Card $5
ATM / Debit Withdrawal (First 10 per month). FREE
ATM Withdrawal (11th withdrawal or more per month) $1
ATM Deposits and Transfers FREE
ATM Deposit Adjustment $10
ATM Empty Envelope $50
ATM Withdrawal – International $5
Electronic Services
Blue Chip FCU Online FREE
Teller 24 FREE
Bill Payer FREE
Mobile Banking FREE
Annual Fee NONE
Late Fee $25
Consumer Loan Application FREE
Home Equity Loan Application $30
Late Fee $30
Loan Subordination $50
Other Fees
Incoming Wire FREE
Outgoing Wire, domestic $35
Western Union, quick cash – domestic $25
Notary Service FREE
Incorrect Address, monthly $2
Escheat Account $50
Account Closure, within 90 days $15
IRA Closure $20
Account Reconciliation, per 30 minutes $20
Money Order $3
History Printout $2
Statement Copy $5
Dormant Account, after 12 months $5
Regulation D Fee (Over 6 electronic transactions per month) $1 per


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