Promotions

Summer Loan Special – low-rates and short terms make for an easy payoff!

$2,000 for 12 months as low as 7.99% APR*.

It’s summertime and we are here to make the living easy! Our summer loan special is perfect for vacation expenses, finishing those projects around the house or upgrading your laptops or smart phones.

Have questions? Call our expert loan officers today at 1-800-782-2328.

*Loan details: APR = Annual Percentage Rate. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 12 months. Maximum loan amount of $2,000.00. Member loyalty points do apply. Offer expires September 30, 2020

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BCFCU Home Equity Loans – Choose your gift!

Protect your future with a BCFCU Home Equity Loan!

Are you looking to lower monthly payments, increase cash flow or consolidate loans? With low fixed rates starting at 3.24% APR* and terms up to 15 years, NOW is the time to protect your future with a BCFCU Home Equity Loan!

Choose your gift: Take out a Blue Chip FCU Home Equity Loan and YOU choose your gift – 1% cash back on the first $10,000 borrowed or a .25% rate discount! 

Promotion details: All rates are based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. 1% cash back calculated on the first $10,000 borrowed. Cash back will be given within 30 days of loan closing. Terms up to 15 years. Applicant may choose between 1% cash back, .25% rate discount or use of member loyalty points. Minimum loan amount of $5,000.00. Real Estate Secured = Closed end loan up to 80% market value financing. Offer expires June 30, 2020.

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Student loans to finance your dreams!

Whether you are just starting as a college freshman, an undergraduate student, a graduate student or a parent, we have the Sallie Mae Student Loan that is right for you! Sallie Mae student loans are designed for the needs of the college student and parents! Go with a loan that gives you choices. We’ve partnered with Sallie Mae to offer the Smart Options Student Loan. You can choose from fixed, interest or deferred repayment options!

Consider a co-borrower if you are a student borrower. Student borrowers who don’t have a strong enough credit history may have a better chance of approval by adding a cosigner such as a parent or other creditworthy person. Smart Option Student Loan and graduate loan students may apply to release their cosigner from the loan after they graduate, make 12 on-time principal and interest payments, and meet certain credit requirements. Apply today! 

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Blue Chip FCU Mortgages by First Heritage

Buying a home? Building a Home? Refinancing?

No matter what your mortgage needs‚ BlueChip FCU has more than 200 programs to help you finance your home. As one of the area’s leading Credit Unions, BlueChip FCU offers a comprehensive and competitively priced product menu that meets the needs of each individual member. Our experienced mortgage support team at First Heritage, will recommend your best option and even pre-qualify you faster than you thought possible.

BlueChip FCU offers a variety of Mortgage solutions including:

  • Fixed & Adjustable Rate Mortgages
  • FHA, USDA, and VA Mortgages
  • Construction/Permanent & Remodeling Mortgages
  • Refinancing Mortgages
Paper house in green grass over blue sky. Mortgage concept

Love My Credit Union Rewards Program – Just for YOU!

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Blue Chip FCU membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

»   Savings up to $15 on TurboTax federal products.

»   Exclusive discount from the TruStage Home & Auto Insurance Program.

»   Members save on SimpliSafe, the #1 expert pick for home security.

»   Save 30% on premium identity protection from Financial Lock.

»   Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.

»   Save on car maintenance + get $10 off your first service using CarAdvise.

»   Save 40% on a 1-year membership to Sam’s Club.

»   Build your credit history with rent and save up to 30% with Rental Kharma.

»   Save $40 on Calm, the #1 app for meditation and sleep.

»   Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!

Learn all about how your Blue Chip FCU membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.

travel concept with suitcase and everything you need to go on a vacation

Membership Referral Special

We know you love Blue Chip FCU and all of the exclusive benefits and services you get as a member! Now is your opportunity to share that love with your family‚ friends and co-workers! Get $10 cash* for every referral who joins Blue Chip FCU! *Referred member must present referral card.

Contact the credit union today to get your referral cards to pass out.

Teen boy holds ten dollars.