Member Appreciation Day & International Credit Union Day!
THANK YOU for being our member!
Your membership means everything to us and we are excited to celebrate YOU on Member Appreciation Day and International Credit Union Day!
Stop by any Branch Office on Thursday, October 17th from 11:00 a.m. – 2:00 p.m. for a member cookout, raffle prizes and giveaways!
We look forward to seeing you then!
$24 in 2024 Referral Special – Share the Love of Membership!
Share the love of credit union membership with your family and co-workers and receive $24 for every referral who joins Blue Chip FCU. Referred member will need to bring in a Member Referral Card. Stop by any Blue Chip FCU office, call us at 1-800-782-2328 to have cards mailed to you or download and print your own member referral cards $24 in 2024 Referral Card. Don’t delay! Share the love of credit union membership TODAY!
*Referred member will need to bring in a member referral card when opening account for current member to receive the bonus. $24 bonus will be deposited into referring members account within 30 days of account opening. Account must be opened in calendar year 2024 for referring member to receive a $24 bonus. Blue Chip FCU is a member of the NCUA.
Holiday Loan Special: Make the Holidays Merry!
It’s the Holiday Season and Blue Chip FCU is here to help you make the holidays even more merry! Our Holiday Loan Special is perfect for Christmas shopping, holiday vacation expenses, or even projects you wanted to finish up around the house before your guests arrive. Low-rates and short-terms make for an easy payoff. Member Loyalty Points DO apply!
Holiday Loan Special: $3,000 for 12-Months with rates as low as 6.99% APR*!
Apply today or call 1-800-782-2328 to speak to an expert Loan Officer!
Disclaimer: *APR = Annual Percentage Rate. All rates based on the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 12 months. Maximum loan amount of $3,000. Offer expires December 31, 2024.
2.99% APR Intro VISA Credit Card
Looking to make a BIG purchase? Take advantage of our 2.99% APR* Intro VISA Credit Card! Get 2.99% APR* on all purchases made in the first 12 months. The best part…. you keep 2.99% APR for the lifetime of those balances!
Rate will revert to as low as 8.99% APR at the end of the 12-month period. In addition to a great rate, also enjoy rewards points! Earn one point for every dollar spent. Points can be redeemed for merchandise, gift cards, travel and even charity donations.
* APR equals Annual Percentage Rate. Rate of 2.99% APR will apply to all purchases made in the first 12 months. Member will keep 2.99% APR on all purchases made in the first 12 months until they are paid in full. VISA credit card rate will revert to as low as 8.99% APR
(or what you were approved for at time of application) on purchases made AFTER the first 12 months. Equal Opportunity Lender. Rate subject to change without notice.
Rates to get EXCITED about – 12-month Certificate Special
Certificates of Deposit: 12-Months = 4.50% APY*
For a limited time, take advantage of our 12-Month Certificate of Deposit at 4.50% APY*. Member Loyalty Rewards Points DO apply to this special rate! Stop by any branch or call 1-800-782-2328 to open your Certificate of Deposit.
* APY = Annual Percentage Yield. Per the National Credit Union Administration (NCUA), the standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. Minimum deposit for Regular Certificates = $500. Minimum deposit for IRA Certificates = $1,000. Additional rate increases may be available on certificates through our Member Loyalty Program. Rates and yields subject to change without notice. Contact us for details.
Teen Club Academic Rewards Program
We know you work hard everyday on your studies and your determination and persistence will pay off in the “real” world. BCFCU brings the real world payoff to you just a little earlier in life with our Academic Rewards Program.
The program is open to members in 7th – 12th grade.
Bring your report card to your closest BCFCU branch.
- For every report card with a cumulative average of a B and above, the member will receive a $10 VISA Gift Card.
- Members can earn up to 3 $10 VISA Gift Cards a year. Rewards can be redeemed through July 30th for the previous year. Ex: Members can bring in report cards for the 2024/2025 school year until July 30, 2025. Member must bring in a printed copy of the report card showing a grading scale.
Disclaimer: The credit union holds the right to discontinue this program at anytime without notice. High School Seniors turning 18 during the school year will still qualify for the rewards program through the end of their senior year.
First Car Loan Discount Program
Looking to get your first car through Blue Chip FCU? We have you covered with our First Car Loan Discount Program!
Members who have attended high school or college within the past 10 years automatically receive a .25% loan discount* on your first car loan with BCFCU!
You can even bring in a parent/spouse/or other responsible individual as a co-borrower to help lower your interest rate even further. Check out more information on our car loans and apply today!
*.25% discount will apply to approved loan rate. Loan rate is based on your credit worthiness. Member Loyalty Points do not apply. Member can choose to use Member Loyalty Points instead of First Car Loan discount program. Review with your loan officer to determine the best program for you.
Blue Chip Home Equity Loans – Rates as low as 4.24% APR*
Whether you use us for your home renovation, the dream vacation or making your child’s college education a reality, Blue Chip FCU is here to help you stress less and live MORE! With fixed rates as low as 4.24% APR* and terms up to 15 years. NOW is the time to make your home’s equity work for you!
Apply today or call 800-782-2328 to speak to an expert Loan Officer.
*APR=Annual Percentage Rate. As low as rate of 4.24% APR based on max use of Member Loyalty Points. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 15 years.
Love My Credit Union Rewards Program – Just for YOU!
Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Blue Chip FCU membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:
» Savings up to $15 on TurboTax federal products.
» Exclusive discount from the TruStage Home & Auto Insurance Program.
» Members save on SimpliSafe, the #1 expert pick for home security.
» Save 30% on premium identity protection from Financial Lock.
» Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.
» Save on car maintenance + get $10 off your first service using CarAdvise.
» Save 40% on a 1-year membership to Sam’s Club.
» Build your credit history with rent and save up to 30% with Rental Kharma.
» Save $40 on Calm, the #1 app for meditation and sleep.
» Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!
Learn all about how your Blue Chip FCU membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.