BCFCU Home Equity Loans – Choose your gift!

Protect your future with a BCFCU Home Equity Loan!

Are you looking to lower monthly payments, increase cash flow or consolidate loans? With low fixed rates starting at 3.24% APR* and terms up to 15 years, NOW is the time to protect your future with a BCFCU Home Equity Loan!

Choose your gift: Take out a Blue Chip FCU Home Equity Loan and YOU choose your gift – 1% cash back on the first $10,000 borrowed or a .25% rate discount! 

Promotion details: All rates are based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. 1% cash back calculated on the first $10,000 borrowed. Cash back will be given within 30 days of loan closing. Terms up to 15 years. Applicant may choose between 1% cash back, .25% rate discount or use of member loyalty points. Minimum loan amount of $5,000.00. Real Estate Secured = Closed end loan up to 80% market value financing. Offer expires June 30, 2020.

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Blue Chip FCU $2,000 Scholarships NOW Available

Every spring, 3 members will be chosen to receive a $2,000 scholarship (given in $1,000 increments over two years) to continue their education at a college, university or trade school. Our scholarship is open to all members looking to continue their education including non-traditional working adults. Applications are currently being accepted. Application deadline is May 31, 2020.

Apply Today! Scholarship Application 2020

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Student loans to finance your dreams!

Whether you are just starting as a college freshman, an undergraduate student, a graduate student or a parent, we have the Sallie Mae Student Loan that is right for you! Sallie Mae student loans are designed for the needs of the college student and parents! Go with a loan that gives you choices. We’ve partnered with Sallie Mae to offer the Smart Options Student Loan. You can choose from fixed, interest or deferred repayment options!

Consider a co-borrower if you are a student borrower. Student borrowers who don’t have a strong enough credit history may have a better chance of approval by adding a cosigner such as a parent or other creditworthy person. Smart Option Student Loan and graduate loan students may apply to release their cosigner from the loan after they graduate, make 12 on-time principal and interest payments, and meet certain credit requirements. Apply today! 

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Blue Chip FCU Mortgages by First Heritage

Buying a home? Building a Home? Refinancing?

No matter what your mortgage needs‚ BlueChip FCU has more than 200 programs to help you finance your home. As one of the area’s leading Credit Unions, BlueChip FCU offers a comprehensive and competitively priced product menu that meets the needs of each individual member. Our experienced mortgage support team at First Heritage, will recommend your best option and even pre-qualify you faster than you thought possible.

BlueChip FCU offers a variety of Mortgage solutions including:

  • Fixed & Adjustable Rate Mortgages
  • FHA, USDA, and VA Mortgages
  • Construction/Permanent & Remodeling Mortgages
  • Refinancing Mortgages
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Love My Credit Union – Sprint Cash Rewards Program

As a member of Blue Chip FCU, you qualify for the Love My Credit Union Rewards Program and discounts from Sprint! Don’t miss these amazing new offers:

New Sprint Offer Details

  • $100 cash reward for new line activations with Sprint, up to two lines
  • $100 annual loyalty reward
  • 25% off select accessories in Sprint Stores


  • Lines 3,4 and 5 are FREE
  • Save $800 your first year over Verizon
  • 100% Total Satisfaction Guarantee – try Sprint for 30 days

Get complete program details at

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Membership Referral Special

We know you love Blue Chip FCU and all of the exclusive benefits and services you get as a member! Now is your opportunity to share that love with your family‚ friends and co-workers! Get $10 cash* for every referral who joins Blue Chip FCU! *Referred member must present referral card.

Contact the credit union today to get your referral cards to pass out.

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