Holiday Skip-A-Pay

We could all use a little extra cash during the holiday season. BCFCU has you covered with our Christmas Skip-a-Pay Program. Pay a small fee to skip your December loan payment.

Skip-A-Pay Fee Schedule:

  • $100 – $250 payment: $30 Fee
  • $250.01 – $500 payment: 12% of payment rounded to the nearest dollar.
  • $500.01+ payment: $60 Fee

Members will receive their Skip-A-Pay application letter in the mail. If you have not received a letter, but would like to participate in this program, please contact our offices at 1-800-782-2328 for more information. Applications must be received before November 30, 2023. Don’t delay! VISA payments and home equity loans do not qualify for Skip-A-Pay.

Grandfather hugging grandson at Christmas celebration

Holiday Loan Special: Make the Holidays Merry!

It’s the Holiday Season and Blue Chip FCU is here to help you make the holidays even more merry! Our Holiday Loan Special is perfect for Christmas shopping, holiday vacation expenses, or even projects you wanted to finish up around the house before your guests arrive. Low-rates and short-terms make for an easy payoff. Member Loyalty Points DO apply!

Holiday Loan Special: $3,000 for 12 Months with rates as low as 6.99% APR*!

Apply today or call 1-800-782-2328 to speak to an expert Loan Officer!

Disclaimer: *APR = Annual Percentage Rate. All rates based on the applicant’s credit worthiness and may vary.  Rates are subject to change without notice. Terms up to 12 months. Maximum loan amount of $3,000. Offer expires December 31, 2023.

Mom and Daughter give gift to dad under the Christmas Tree.

Teen Club Academic Rewards Program

We know you work hard everyday on your studies and your determination and persistence will pay off in the “real” world. BCFCU brings the real world payoff to you just a little earlier in life with our Academic Rewards Program.

The program is open to members in 7th – 12th grade.

Bring your report card to your closest BCFCU branch. 

  • For every report card with a cumulative average of a B and above, the member will receive a $10 VISA Gift Card.
  • Members can earn up to 3 $10 VISA Gift Cards a year. Rewards can be redeemed through July 30th for the previous year. Ex: Members can bring in report cards for the 2023/2024 school year until July 30, 2024. Member must bring in a printed copy of the report card showing a grading scale.

Disclaimer:  The credit union holds the right to discontinue this program at anytime without notice. High School Seniors turning 18 during the school year will still qualify for the rewards program through the end of their senior year.

School report card showing straight A's

$10 Membership Referral Bonus

We know you love Blue Chip FCU and all of the exclusive benefits and services you get as a member! Now is your opportunity to share that love with your family‚ friends and co-workers! Get $10 cash* for every referral who joins Blue Chip FCU!

Contact the credit union today to get your referral cards to pass out.

*Referred member must present referral card.

Hand woman counting US dollar money with wallet,Financial and business concept

2.99% APR Intro VISA Credit Card

Looking to make a BIG purchase? Take advantage of our 2.99% APR* Intro VISA Credit Card! Get 2.99% APR* on all purchases made in the first 12 months. The best part…. you keep 2.99% APR for the lifetime of those balances!

Rate will revert to as low as 8.99% APR at the end of the 12-month period. In addition to a great rate, also enjoy rewards points! Earn one point for every dollar spent. Points can be redeemed for merchandise, gift cards, travel and even charity donations.

Apply today! 

* APR equals Annual Percentage Rate. Rate of 2.99% APR will apply to all purchases made in the first 12 months. Member will keep 2.99% APR on all purchases made in the first 12 months until they are paid in full. VISA credit card rate will revert to as low as 8.99% APR
(or what you were approved for at time of application) on purchases made AFTER the first 12 months. Equal Opportunity Lender. Rate subject to change without notice.

Online shopping. Waist up portrait view of African American woman holding credit card and typing details at her smartphone while having online shopping at the street

Auto Loans as low as 4.24% APR*

With rates as low as 4.24% APR*, now is the time to get into a new ride! Other rates and terms available. Get pre-approved today! 

*APR = Annual Percentage Rate. 4.24% APR is for a new auto 36-month term with max Member Loyalty Points redeemed. Rate is based on your credit worthiness and is subject to change without notice. Blue Chip FCU is an equal opportunity lender and member NCUA.

The successful visit to the dealership. Happy young couple chooses and buying a new car for the family.

Love My Credit Union Rewards Program – Just for YOU!

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Blue Chip FCU membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

»   Savings up to $15 on TurboTax federal products.

»   Exclusive discount from the TruStage Home & Auto Insurance Program.

»   Members save on SimpliSafe, the #1 expert pick for home security.

»   Save 30% on premium identity protection from Financial Lock.

»   Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.

»   Save on car maintenance + get $10 off your first service using CarAdvise.

»   Save 40% on a 1-year membership to Sam’s Club.

»   Build your credit history with rent and save up to 30% with Rental Kharma.

»   Save $40 on Calm, the #1 app for meditation and sleep.

»   Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!

Learn all about how your Blue Chip FCU membership gets you all these exclusive savings and more at Check them out and start enjoying credit union member benefits you never knew you had.

travel concept with suitcase and everything you need to go on a vacation