Young adults riding in a car with the focus on a pretty young girl leaning out the car window

1st Car Loan Discount Program – Exclusively for BCFCU Young Adult Members!

As a member of our Live Freely Young Adult Club, you will automatically receive a .25% loan discount on your first car loan with BCFCU!

You can even bring in a parent/spouse/or other responsible individual as a co-borrower to help lower your interest rate even further. Check out more information on our car loans and apply today!


Click here for complete details

Academic Rewards Program… hard work really does pay off!

Attention Teen Club Members: Bring your report card to your closest BCFCU branch. For every report card filled with A’s & B’s (or grades 80% or higher), you will receive a point. Earn 3 out of 4 points (for quarterly based schools) or 2 out of 3 points (for trimester based schools) for the year and receive a $25 gift card!


Visit our Teen Club for Details
School report card showing straight A's

Holiday Skip-a-Pay 2018

The holiday season as arrived and everyone could use a little extra cash! We have you covered with our Holiday Skip-a-Pay Program. Pay a small fee* to skip your December Loan Payment.

Fee based on payment amount:

  • $100 – $250 payment = $30.00 fee
  • $250.01 – $500 payment = 12% of payment rounded to the nearest dollar
  • $500.01+ = $60 fee

Eligible members will receive an application by mail or you can contact the credit union to find out if you are eligible for this great program! Application must be received before November 30th.

Disclaimer: Skipped payment will be added to the end of the loan term. Application must be received before November 30th. Skip-a-pay does not apply toward mortgage loans, home equity loans, students loans or VISA credit card payments. Loan must be current with fewer than 3 previous late payments in the past 12 months.


Little girl decorating christmas tree with toys and baubles. Cute kid preparing home for xmas celebration.

Holiday Loan Special: Stress Less… LIVE MORE!

It’s the Holiday Season and Blue Chip FCU is here to help you Stress less and LIVE MORE! Our Holiday Loan Special is perfect for Christmas shopping, holiday vacation expenses, or even projects you wanted to finish up around the house before your guests arrive. Low-rates and short-terms make for an easy payoff.

Holiday Loan Special: $2,000 for 12 Months with rates as low as 5.99% APR*!

Apply today or call 1-800-782-2328 to speak to an expert Loan Officer!

Disclaimer: *APR = Annual Percentage Rate. All rates based on the applicant’s credit worthiness and may vary.  Rates are subject to change without notice. Terms up to 12 months. Maximum loan amount of $2,000. Offer expires December 31, 2018.

Family Opening Christmas Presents At Home Together
Teen boy holds ten dollars.

Membership Referral Special

We know you love Blue Chip FCU and all of the exclusive benefits and services you get as a member! Now is your opportunity to share that love with your family‚ friends and co-workers! Get $10 cash* for every referral who joins Blue Chip FCU! *Referred member must present referral card.

Contact the credit union today to get your referral cards to pass out.

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VISA Credit Card Promotion

Live life freely with our introductory 2.99 APR* VISA Credit Card! Whether you use us for the dream vacation‚ house renovations‚ earning free points on everyday purchases or that unexpected expense‚ Blue Chip FCU is here to help you make memories happen! With a low intro rate of only 2.99% APR and reward points on every purchase‚ NOW is the time to apply for your BCFCU VISA Credit Card! Apply today!

*APR = Annual Percentage Rate. Rate of 2.99% APR is good for 12 months from date of approval. All purchases made in the first 12 months will be charged 2.99% APR until the balance is paid off. After 12 months‚ the rate will revert to the qualified/contract rate at the time of signing. Rates subject to change without notice. 2.99% APR Intro rate is for new BCFCU credit card applications only. Equal Opportunity Lender. Member NCUA.

Apply Today
Shot of a cheerful young woman doing online shopping while lying on a couch at home during the day

Sprint Discount

Another way we help our members save — the Sprint Credit Union Member Discount. Get 10% off of select regularly priced Sprint monthly service. Visit for more information.

Learn More