Blue Chip Home Equity Loans – Rates as low as 4.24% APR*

Whether you use us for your home renovation, the dream vacation or making your child’s college education a reality, Blue Chip FCU is here to help you stress less and live MORE! With fixed rates as low as 4.24% APR* and terms up to 15 years. NOW is the time to make your home’s equity work for you!

Apply today or call 800-782-2328 to speak to an expert Loan Officer.

*APR=Annual Percentage Rate. As low as rate of 4.24% APR based on max use of Member Loyalty Points. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 15 years.

Female Hands Framing Gradated Custom Kitchen Design Drawing and Photo Combination.

Summer Skip-A-Pay

Summer this summer like you’ve never summer’d before!

We could all use a little extra cash during the summer season. BCFCU has you covered with our Summer Skip-a-Pay Program. Pay a small fee to skip your July loan payment.

Skip-A-Pay Fee Schedule:

  • $100 – $250 payment: $30 Fee
  • $250.01 – $500 payment: 12% of payment rounded to the nearest dollar.
  • $500.01+ payment: $60 Fee

Members will receive their Skip-A-Pay application letter in the mail. If you have not received a letter, but would like to participate in this program, please contact our offices at 1-800-782-2328 for more information. Applications must be received before June 30, 2023. Don’t delay! VISA payments and home equity loans do not qualify for Skip-A-Pay.

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Summer Loan Special – low-rates and short terms make for an easy payoff!

$3,000 for 12 months as low as 6.99% APR*.

It’s summertime and we are here to make the living easy! Our summer loan special is perfect for vacation expenses, finishing those projects around the house or upgrading your laptops or smart phones.

Have questions? Call our expert loan officers today at 1-800-782-2328.

*Loan details: APR = Annual Percentage Rate. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 12 months. Maximum loan amount of $3,000.00. Member loyalty points do apply. Offer expires August 31, 2023.

Family On Summer Holiday With Two Girls Eating Ice Lollies By Swimming Pool Splashing Parents

Recreational Loan Special

Adventure Awaits!

Future Goal = Summer this summer like we never summer’d before! NOW is the perfect time to plan for spring and summer get-a-ways in your very own RV. Apply for a recreational loan today and make that dream recreational vehicle a reality!

For a limited time, get a $100 Gas gift card with every closed recreational loan.

*Offer ends August 31, 2023. Blue Chip is an Equal Opportunity Lender. Rates subject to change without notice. $100 gas card will be given in the form of a VISA gift card. Member will receive gift card within 30 days of loan closing. Member NCUA.

Camper Camping at the Glacier Lake. Camper Van Vacation.

Teen Club Academic Rewards Program

We know you work hard everyday on your studies and your determination and persistence will pay off in the “real” world. BCFCU brings the real world payoff to you just a little earlier in life with our Academic Rewards Program.

Bring your report card to your closest BCFCU branch. 

  • For every report card with a cumulative average of a B and above, the member will receive a $10 VISA Gift Card.
  • Members can earn up to 3 $10 VISA Gift Cards a year. Rewards can be redeemed through July 30th for the previous year. Ex: Members can bring in report cards for the 2022/2023 school year until July 30, 2023. Member must bring in a printed copy of the report card showing a grading scale.

Disclaimer:  The credit union holds the right to discontinue this program at anytime without notice. High School Seniors turning 18 during the school year will still qualify for the rewards program through the end of their senior year.

School report card showing straight A's

Love My Credit Union Rewards Program – Just for YOU!

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Blue Chip FCU membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

»   Savings up to $15 on TurboTax federal products.

»   Exclusive discount from the TruStage Home & Auto Insurance Program.

»   Members save on SimpliSafe, the #1 expert pick for home security.

»   Save 30% on premium identity protection from Financial Lock.

»   Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.

»   Save on car maintenance + get $10 off your first service using CarAdvise.

»   Save 40% on a 1-year membership to Sam’s Club.

»   Build your credit history with rent and save up to 30% with Rental Kharma.

»   Save $40 on Calm, the #1 app for meditation and sleep.

»   Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!

Learn all about how your Blue Chip FCU membership gets you all these exclusive savings and more at Check them out and start enjoying credit union member benefits you never knew you had.

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