Summer Loan Special
$3,000 for 12-months as-low-as 6.99% APR*.
It’s summertime and we are here to make the living easy! Our Summer Loan Special is perfect for vacation expenses, finishing those projects around the house or upgrading your laptops and smart phones.
Have questions? Call our expert loan officers today at 1-800-782-2328.
*Loan details: APR = Annual Percentage Rate. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 12-months. Maximum loan amount of $3,000.00. Member loyalty points do apply. Offer expires August 31, 2025.
Summer Skip-A-Pay
Enjoy summer to the fullest with our Skip-a-Pay Program!
We could all use a little extra cash during the summer season. BCFCU has you covered with our Summer Skip-a-Pay Program. Pay a small fee to skip your July loan payment.
Skip-A-Pay Fee Schedule:
- $100 – $250 payment: $30 Fee
- $250.01 – $500 payment: 12% of payment rounded to the nearest dollar.
- $500.01+ payment: $60 Fee
Members will receive their Skip-A-Pay application letter in the mail. If you have not received a letter, but would like to participate in this program, please contact our offices at 1-800-782-2328 for more information. Applications must be received before June 30, 2025. Don’t delay! VISA payments, home equity loans and loans on extension do not qualify for Skip-A-Pay.
Blue Chip Home Equity Loans – Rates as low as 4.24% APR*
Whether you use us for your home renovation, the dream vacation or making your child’s college education a reality, Blue Chip FCU is here to help you stress less and live MORE! With fixed rates as low as 4.24% APR* and terms up to 15 years. NOW is the time to make your home’s equity work for you!
Apply today or call 800-782-2328 to speak to an expert Loan Officer.
*APR=Annual Percentage Rate. As low as rate of 4.24% APR based on max use of Member Loyalty Points. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 15 years.
Recreational Loan Special
Adventure Awaits!
Future Goal = Summer this summer like we never summer’d before! NOW is the perfect time to plan for spring and summer get-a-ways in your very own RV. Apply for a recreational loan today and make that dream recreational vehicle a reality!
$10 Membership Referral Bonus
We know you love Blue Chip FCU and all of the exclusive benefits and services you get as a member! Now is your opportunity to share that love with your family‚ friends and co-workers! Get $10 cash* for every referral who joins Blue Chip FCU!
Contact the credit union today to get your referral cards to pass out.
*Referred member must present referral card.
Student loans to finance your dreams!
Whether you are just starting as a college freshman, an undergraduate student, a graduate student or a parent, we have the Sallie Mae Student Loan that is right for you! Sallie Mae student loans are designed for the needs of the college student and parents! Go with a loan that gives you choices. We’ve partnered with Sallie Mae to offer the Smart Options Student Loan. You can choose from fixed, interest or deferred repayment options!
Consider a co-borrower if you are a student borrower. Student borrowers who don’t have a strong enough credit history may have a better chance of approval by adding a cosigner such as a parent or other creditworthy person. Smart Option Student Loan and graduate loan students may apply to release their cosigner from the loan after they graduate, make 12 on-time principal and interest payments, and meet certain credit requirements. Apply today!
2.99% APR Intro VISA Credit Card
Looking to make a BIG purchase? Take advantage of our 2.99% APR* Intro VISA Credit Card! Get 2.99% APR* on all purchases made in the first 12 months. The best part…. you keep 2.99% APR for the lifetime of those balances!
Rate will revert to as low as 8.99% APR at the end of the 12-month period. In addition to a great rate, also enjoy rewards points! Earn one point for every dollar spent. Points can be redeemed for merchandise, gift cards, travel and even charity donations.
* APR equals Annual Percentage Rate. Rate of 2.99% APR will apply to all purchases made in the first 12 months. Member will keep 2.99% APR on all purchases made in the first 12 months until they are paid in full. VISA credit card rate will revert to as low as 8.99% APR
(or what you were approved for at time of application) on purchases made AFTER the first 12 months. Equal Opportunity Lender. Rate subject to change without notice.
Teen Club Academic Rewards Program
We know you work hard everyday on your studies and your determination and persistence will pay off in the “real” world. BCFCU brings the real world payoff to you just a little earlier in life with our Academic Rewards Program.
The program is open to members in 7th – 12th grade.
Bring your report card to your closest BCFCU branch.
- For every report card with a cumulative average of a B and above, the member will receive a $10 VISA Gift Card.
- Members can earn up to 3 $10 VISA Gift Cards a year. Rewards can be redeemed through July 30th for the previous year. Ex: Members can bring in report cards for the 2024/2025 school year until July 30, 2025. Member must bring in a printed copy of the report card showing a grading scale.
Disclaimer: The credit union holds the right to discontinue this program at anytime without notice. High School Seniors turning 18 during the school year will still qualify for the rewards program through the end of their senior year.
Love My Credit Union Rewards Program – Just for YOU!
Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Blue Chip FCU membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:
» Savings up to $15 on TurboTax federal products.
» Exclusive discount from the TruStage Home & Auto Insurance Program.
» Members save on SimpliSafe, the #1 expert pick for home security.
» Save 30% on premium identity protection from Financial Lock.
» Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.
» Save on car maintenance + get $10 off your first service using CarAdvise.
» Save 40% on a 1-year membership to Sam’s Club.
» Build your credit history with rent and save up to 30% with Rental Kharma.
» Save $40 on Calm, the #1 app for meditation and sleep.
» Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!
Learn all about how your Blue Chip FCU membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.
