BCFCU Home Equity Loans – Choose your gift!

Whether you use us for your home renovation, the dream vacation or making your child’s college education a reality, BCFCU is here to help you stress less and live more! With low fixed rates starting at 3.24% APR and terms up to 15 years, NOW is the time to make your home’s equity work for you!

Choose your gift: Take out a Blue Chip FCU Home Equity Loan and YOU choose your gift – 1% cash back on the first $10,000 borrowed or a $50 Home Depot gift card. 

Promotion details: All rates are based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. 1% cash back calculated on the first $10,000 borrowed. Cash back will be given within 30 days of loan closing. Terms up to 15 years. Home depot gift card will be given within 30 days of loan closing. Applicant may choose between 1% cash back, home depot gift card or use of member loyalty points. Minimum loan amount of $5,000.00. Real Estate Secured = Closed end loan up to 80% market value financing. Offer expires June 30, 2019.


Beautiful Custom House Drawing and Ghosted House Above Grass Field.

Summer Skip-a-Pay 2019

Summer is coming and everyone could use a little extra cash! We have you covered with our Summer Skip-a-Pay Program. Pay a small fee* to skip your July Loan Payment.

Fee based on payment amount:

  • $100 – $250 payment = $30.00 fee
  • $250.01 – $500 payment = 12% of payment rounded to the nearest dollar
  • $500.01+ = $60 fee

Eligible members will receive an application by mail or you can contact the credit union to find out if you are eligible for this great program! Application must be received before June 30th.

Disclaimer: Skipped payment will be added to the end of the loan term. Application must be received before June 30th. Skip-a-pay does not apply toward mortgage loans, home equity loans, students loans or VISA credit card payments. Loan must be current with fewer than 3 previous late payments in the past 12 months.


Kids jumping off pier into lake
Happy family on the beach. People having fun on summer vacation. Father, mother and child against blue sea and sky background. Holiday travel concept

Summer Loan Special – low-rates and short terms make for an easy payoff!

$2,000 for 12 months as low as 5.99% APR*.

It’s summertime and we are here to make the living easy! Our summer loan special is perfect for vacation expenses, finishing those projects around the house or upgrading your laptops or smart phones.

Have questions? Call our expert loan officers today at 1-800-782-2328.

*Loan details: APR = Annual Percentage Rate. All rates based upon the applicant’s credit worthiness and may vary. Rates are subject to change without notice. Terms up to 12 months. Maximum loan amount of$2,000.00. Member loyalty points do apply. Offer expires August 31, 2019.

BCFCU eStatements – Go Green and Earn $5

Save paper and switch to the convenience of BCFCU eStatements! For a limited time, sign up for eStatements and receive $5 cash.

Call our offices at 1-800-728-2328 to sign up today!

Promotion information: Member NCUA. Promotion expires June 30, 2019. $5 will be deposited into account with 30 days of sign up. Promotion subject to change without notice.




A piggy bank with a green tree / Green saving concept / Economic growth with environmental concern
Teen boy holds ten dollars.

Membership Referral Special

We know you love Blue Chip FCU and all of the exclusive benefits and services you get as a member! Now is your opportunity to share that love with your family‚ friends and co-workers! Get $10 cash* for every referral who joins Blue Chip FCU! *Referred member must present referral card.

Contact the credit union today to get your referral cards to pass out.

Contact Us

Teen Club Academic Rewards Program:

We know you work hard everyday on your studies and your determination and persistence will pay off in the “real” world. BCFCU brings the real world payoff to you just a little earlier in life with our Report Card Reward Program.

Bring your report card to your closest BCFCU branch. For every report card filled with A’s & B’s (or grades 80% or higher), you will receive a point. Earn 3 out of 4 points (for quarterly based schools) or 2 out of 3 points (for trimester based schools) for the year and receive a $25 gift card!

Disclaimer: One gift card given per teen club member. Must bring a printout or copy of your report card into the branch to receive credit. Gift card will be given at the end of the school year in June or July of 2019. The credit union holds the right to discontinue this program at anytime without notice. High School Seniors turning 18 during this program will still qualify for the $25 gift card reward.


School report card showing straight A's
A big red heart with verbiage beside it reading love my credit union rewards

Love My Credit Union Discounts

Another way we help our members save — Love My Credit Union Member Discounts. As a Blue Chip FCU Member, you will receive exclusive discounts from trusted partners including Sprint, Turbo Tax, Love to Shop, ADT and TruStage Auto and Home Insurance.  Visit for more information.

Learn More