BCFCU Live Freely Young Adult Club

Club Summary: You are officially an adult… and now is the time to develop great spending and savings habits! Blue Chip FCU is here to help you begin your independent financial journey with products and services designed just for you!

No matter where your adventures take you, the BCFCU Live Freely Young Adult Club has you covered!


  • Savings Account with dividends earned on $50.00+
  • Checking Account with debit card
  • Starter VISA Card – $500 max balance
  • Mobile App/ Online Banking
  • Online Bill Pay
  • Student Loans – will cover up to 100% of funds needed
  • Scholarship Program – available to members continuing their education after High School.
  • 1st Car Loan Discount Program
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Student loan written on a piggy bank.

100% Coverage for your Education

Whether you are just starting as a college freshman, an undergraduate student, a graduate student or a parent, we have the Sallie Mae Student Loan that is right for you!

Sallie Mae student loans are designed for the needs of the college student and parents! Go with a loan that gives you choices. We’ve partnered with Sallie Mae to offer the Smart Options Student Loan. You can choose from fixed, interest or deferred repayment options! Apply Today! Blue Chip FCU Student Loans by Sallie Mae

Scholarship mini graduation cap on cash

$2,000 Scholarships Available

We know furthering your education is rewarding but expensive! Let Blue Chip FCU lighten the loan with our BCFCU Scholarship Program.

Every spring, 3 members will be chosen to receive a $2,000 scholarship (given in $1,000 increments over two years) to continue their education at a college, university or trade school. Our scholarship is open to all members looking to continue their education including non-traditional working adults. Be sure to check back in March for application details. Application deadline is May 31st of the current calendar year.

Young adults riding in a car with the focus on a pretty young girl leaning out the car window

Make your first car purchase the EXCITING moment that it is with our 1st Car Loan Discount Program!

If you are a student or recently graduated (within 10 years), you will automatically receive a .25% loan discount on your first car loan with BCFCU!

You can even bring in a parent/spouse/or other responsible individual as a co-borrower to help lower your interest rate even further. Check out more information on our car loans and apply today! New auto loans

Disclaimer: Students and newly graduated students (within 10 years) will receive a loan discount of .25% off the qualifying rate when you make your first vehicle loan with BCFCU. Live Freely member must be the first on the loan and may have a co-borrower. Loyalty points do not apply in addition to discount. Member may choose which special they would like to use – Member Loyalty Points OR 1st Car Loan Discount program. 1st Car Loan Discount Program will expire on May 31, 2019.

Shot of a cheerful young woman doing online shopping while lying on a couch at home during the day

Start your future off right with our Starter VISA Credit Card!

Max credit limits of $500 help you build a high credit score for future purchasing power.

Our BCFCU Starter VISA cards also offer rewards points for every dollar spent. Earn points to be redeemed for travel, airfare, hotel stays and merchandise credit. Contact us today to learn more about using credit responsibly Contact Us and apply today! Visa credit cards

Woman inserts a coin into her savings piggy bank

We have savings and checking products designed for you!

As you begin college, start your first job or start a family, the time has come to take control of your finances… and we are here to help!

With our BCFCU Savings and Checking, you can take advantage of our debit cards, mobile banking to check your accounts from your cell phone or tablet, electronic bill pay, remote deposit capture and much more!  Check out all of the details and sign up for your savings and checking accounts today. Savings & Checking

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Start building great credit today for a financially successful future!

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It’s Time to Drive Away in the Perfect Automobile for You.

With extremely low rates and terms, whether you are buying a mini-van for your expanding family or a sports car for your empty nest, Blue Chip FCU can help put you in the right loan for your budget.

Apply for Your BCFCU Auto Loan Today
Allow Us to Say Thank You With Our Member Rewards

At Blue Chip FCU, we feel strongly that the loyalty our members show to us should be rewarded.

Learn More About Our Member Rewards