Blue Chip FCU Student Loans by Sallie Mae

100% Coverage for your Education

Whether you are just starting as a college freshman, an undergraduate student, a

graduate student or a parent, we have the Sallie Mae Student Loan that is right for you!


Sallie Mae student loans are designed for the needs of the college student and parents! Go with a loan that gives you choices. We’ve partnered with Sallie Mae to offer the Smart Options Student Loan. You can choose from fixed, interest or deferred repayment options!

Consider a co-borrower if you are a student borrower. Student borrowers who don’t have a strong enough credit history may have a better chance of approval by adding a cosigner such as a parent or other creditworthy person. Smart Option Student Loan and graduate loan students may apply to release their cosigner from the loan after they graduate, make 12 on-time principal and interest payments, and meet certain credit requirements.


Get the money you need for college and choose the repayment option that works best for you!

  • Smart Option Student Loan for Undergraduate Students

Give your student the gift of education with a loan in your name.

  • Parent Loan

These loans are designed to meet the needs of students in specific fields of study.

  • MBA Loan
  • Medical School Loan
  • Dental School Loan
  • Health Professions Graduate Loan
  • Law School Loan
  • Graduate School Loan

What’s in it for you?

  • Competitive interest rates.
  • Choose from multiple repayment options.
  • Borrow up to 100% of school-certified costs.
  • Pay no origination fee or prepayment penalty
  • Apply online and get a credit result in about 15 minutes.
Apply Today
Student loan written on a piggy bank.

Borrow responsibly:

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizen and permanent residents enrolled in the eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, student must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizen or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrowers and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applicants are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.

Only the borrower may apply for cosigner release. Borrowers who meet the age of majority in their state may apply for cosigner release by providing proof of graduation (or completion of certification program), income, and U.S. citizenship or permanent residency (if your status has changed since you applied).  In the last 12 month, the borrower must be current on all Sallie Mae serviced loans (including no hardship forbearances or modified repayment programs) and have paid ahead or made 12 on-time principal and interest payments on each loan requested for release. When the cosigner release application is processed, the borrower must demonstrate the ability to assume full responsibility of the loan(s) individually, and pass a credit review that demonstrates a satisfactory credit history including but not limited to no: open bankruptcy, open foreclosure, student loan(s) in default or 90 day delinquencies in the last 24 months. Requirements are subject to change. Shortest cosigner release qualification period is based on a 04/30/18 review of competitors’ loan programs and repayment features.


Loans are made by Sallie Mae Bank or a lender partner.

Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or it subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. Information advertised valid as of April 25, 2018.

SLM Corporation and its subsidiaries, including Sallie Mae Bank, are NOT sponsored by or agencies of the United States of America. The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae Loan customers.

Help Your Teen Make Smart Financial Decisions

Blue Chip FCU Teen Club accounts are designed to help kids between 13-17 years old make smart savings and spending decisions.

Teen Club Accounts
Making Smart Financial Decisions Starts with the Right Kind of Accounts

See how Blue Chip FCU can help you begin your independent financial journey on the right foot with products and services designed just for you!

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