At Blue Chip FCU, we feel strongly that the loyalty our members show to us should be rewarded
When you become a Blue Chip FCU member, you are automatically enrolled in our Member Loyalty Program. A point value is awarded for each service you use with additional points awarded for your length of membership. These points are added up and can translate into a discounted loan rate or an increased dividend rate—our way of saying thank you for being a member of Blue Chip FCU!
Save on Loans
When you need to utilize the credit union’s loan program, the total number of points you are awarded turns into a discounted rate for your new loan! Points may be applied to all of our fixed rate loan products. Your use of our services, along with your length of time as a member, can reduce your rate up to 1%!
Increase Your Savings
Certificate of Deposit accounts are established for specific terms, and the dividends earned are higher than the standard savings accounts because you are restricted from making any withdrawals until the term ends. Member Loyalty Points can be calculated to increase your dividend earning power up to 0.30%!
| Member Loyalty Points | ||
| Checking | 1 point | |
| Money Market | 1 point | |
| Certificate of Deposit | 1 point | |
| IRA Shares | 1 point | |
| VISA Debit Card | 1 point | |
| Direct Deposit/Deduction** | 1 point | |
| Internet Banking | 1 point | |
| Check Free Bill Pay | 1 point | |
| eStatements | 1 point | |
| Mobile App | 1 point | |
| Current Loan | 1 point | |
| Member for 2-5 years | 1 point | |
| Member for 5-10 years | 2 points | |
| Member for 10+ years | 3 points | |
| **Direct deposit or payroll deduction must be recurring. One-time deposits do not qualify. | ||
| Loan Rate Reduction |
Certificate Rate increase |
|
| 5 points | 0.25% | 0.05% |
| 6 points | 0.50% | 0.10% |
| 7 points | 0.50% | 0.15% |
| 8 points | 0.75% | 0.20% |
| 9 points | 0.75% | 0.25% |
| 10 points | 1.00% | 0.30% |
Contact us for more information on how our Member Loyalty Program can work for you