Credit unions are unique financial institutions. Groups of people who shared a common bond—like a workplace or community—formed the not-for-profit financial cooperatives to provide access to credit at a fair price and higher dividends on their pooled savings. Each depositor becomes a member of the credit union by virtue of a minimum deposit or “share” that entitles them to a singular, democratic vote regardless of their balances. With that vote they have a say in how their financial institution is run.
Membership to the credit union immediately ensures access to all products and services that the credit union will offer. Because credit unions operate for the sole benefit of the membership, these benefits take the form of lower loan rates, higher dividend rates, free services, and financial education.
At Blue Chip FCU, we offer service from a staff that genuinely cares about our members’ financial security and well-being. We help improve the lives of our members by encouraging regular savings, providing pertinent information and counseling about credit, and making loans for things like motor vehicles and home improvements.
Our goal is to serve every member well, including those of modest means—because every member counts!
Learn about Blue Chip Federal Credit Union and all the benefits that come with membership here.
We’ve been around a long time. [Learn more]
Your loyalty with Blue Chip is rewarded. [Learn more]
Check the list to see if you are eligible to join. [Learn more]
It’s easy to get started. [Learn more]
Make the most of your membership with our convenient services that will save you time and money. Use our Starter Kit Checklist
Our members say it best. [Learn more]
Retrieve past copies so you can see where we’ve been and where we’re going. [Learn more]
We’d love to hear from you! [Learn more]
At Blue Chip FCU, we feel strongly that the loyalty our members show to us should be rewarded.Learn More About Our Member Rewards
With extremely low rates and terms, whether you are buying a mini-van for your expanding family or a sports car for your empty nest, Blue Chip FCU can help put you in the right loan for your budget.Apply for Your BCFCU Auto Loan Today